This web site is owned by 55places Mortgage, LLC and its affiliates (collectively, '55places Mortgage').
A. AVAILABILITY AND USE OF MATERIALS ON THE SITE
'Materials' include information, forms, documents, software and other content present on or available to you from the Site. 55places Mortgage may withdraw, revise, enhance or update the Site, and any services or Materials provided on the Site at any time. Materials which offer descriptions or information on available products are intended as general information and may not contain complete descriptions of all applicable terms, exclusions and conditions.
B. INTELLECTUAL PROPERTY RIGHTS, COPYRIGHT AND PROPRIETARY RIGHTS IN MARKS, LOGOS AND MATERIALS
The Site, and its content and functionality (including all information, software, tests, displays, images, video and audio, and the design and arrangement thereof), are owned by 55places Mortgage, its licensors or other providers of the content and functionality and are protected by United States copyright and other applicable laws. Likewise, all service marks, logos and Materials located on the Site are owned by 55places Mortgage unless otherwise indicated and are also protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any content and functionality, Materials, logo, service mark, or the name of 55places Mortgage, is expressly prohibited without the prior written consent of 55places Mortgage.
C. LICENSE TO USE MATERIALS
If 55places Mortgage discloses at the time of your use or download of any Materials that 55places Mortgage will charge you for use of the Materials, then your use of those Materials means that you agree to pay to 55places Mortgage any license or use fee then being charged by 55places Mortgage to use specified Materials. All such fees are non-refundable.
E. COMMUNICATIONS WITH THE SITE
F. LINKS TO OTHER WEB SITES
The Site may, from time to time, contain links to other internet web sites for the convenience of users in locating information and services that may be of interest. You acknowledge that these third-party sites are maintained by persons or organizations which 55places Mortgage does not control, and 55places Mortgage expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. 55places Mortgage does not control, endorse, promote, or have any affiliation with any other web site unless expressly stated in the Site or in the other web site.
G. USE OF THE INTERNET
Use of the Internet is solely at your own risk and is subject to all applicable state, national and international laws and regulations. While 55places Mortgage endeavors to apply security protocols which are necessary and appropriate to the types of electronic communications which occur through use of the Site, the confidentiality of any communication or material transmitted to or from 55places Mortgage via the Site, other web sites or internet e-mail cannot be guaranteed, including personal information such as your address or social security number. 55places Mortgage will not be liable for any loss resulting from a cause over which 55places Mortgage has no direct control, including but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.
H. DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. IN NO EVENT SHALL 55PLACES MORTGAGE BE LIABLE TO YOU, OR TO ANY THIRD-PARTIES, FOR ANY DAMAGES YOU OR A THIRD-PARTY MAY SUSTAIN DUE TO YOUR USE OR INABILITY TO USE THE SITE OR ANY MATERIALS, EVEN IF MUTUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. 55PLACES MORTGAGE SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THESE MATERIALS. UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF 55PLACES MORTGAGE TO YOU EXCEED THE PRICE PAID FOR USE OF THE SITE. THE SITE AND MATERIALS ARE PROVIDED 'AS IS.' TO THE MAXIMUM EXTENT PERMITTED BY LAW, 55PLACES MORTGAGE DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE INFORMATION PRESENTED ON OR THROUGH THE SITE IS MADE AVAILABLE FOR GENERAL INFORMATIONAL PURPOSES ONLY AND 55PLACES MORTGAGE DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR USEFULNESS OF THIS INFORMATION. 55PLACES MORTGAGE DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR ANY MATERIALS WILL OPERATE IN AN ERROR-FREE OR UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR MATERIALS WILL BE CORRECTED. SOME JURISDICTIONS DO NOT ALLOW THE WAIVER OR EXCLUSION OF IMPLIED WARRANTIES SO THEY MAY NOT APPLY TO YOU.
J. GOVERNING LAW AND JURISDICTION
K. PRODUCT NOTICE
The product information contained on this Site has been prepared for informational purposes only and is not intended to constitute a solicitation or offer for sale, unless specifically indicated otherwise. All products listed may not be available in all states. For further information, please contact your nearest 55places Mortgage representative who can provide you with costs and complete details.
55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com. Details here.
55places Mortgage, LLC NMLS #1845364 11515 Burnham Dr NW Suite 104W Gig Harbor, WA 98332. These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. Arizona Mortgage Broker License #MB-1002008. California: Loans made or arranged pursuant to a California Finance Lenders Law license #60DBO99073. Colorado Mortgage Company Registration NMLS #1845364. Florida Mortgage Broker License #MBR3078. Illinois Residential Mortgage License #MB.6761430. Pennsylvania Mortgage Broker License #71234. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License #185054. Maryland Mortgage Lender License #23967. New Jersey Residential Mortgage Broker License. Delaware Broker License: 028144. Texas SML Mortgage Company License, NMLS ID 1845364. WA Consumer Loan Company License : CL-1845364.
The 62+ loan™ is a reverse mortgage product - (Home Equity Conversion Mortgage. Must be 62 or older to qualify). Reverse mortgage proceeds are involved. A reverse mortgage borrower must occupy home as primary residence and remain current on property taxes, homeowner's insurance, the costs of home maintenance, and any HOA fees. Subject to credit approval.
NMLS Consumer Access - http://www.nmlsconsumeraccess.org/.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV